Mountain Laurel Insurance Review & Ratings (2023)
This Mountain Laurel Insurance Review will cover Mountain Laurel Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Mar 20, 2023
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Mountain Laurel Insurance is a reputable and affordable car insurance provider that offers a wide range of products and services to its customers. With over 50 years of experience in the insurance industry, the company is committed to providing comprehensive coverage and excellent customer service to drivers in various states.
In this article, we will explore the company’s history, mission, products, and services, as well as the cost of their services and the states where they operate. We will also delve into the different types of discounts available to customers and provide an overview of customer reviews, including the company’s strengths and weaknesses.
Interesting Attributes of Mountain Laurel Insurance:
- Over 50 years of experience in the insurance industry
- Comprehensive coverage options for drivers
- Affordable rates and various discounts available
Car insurance is a crucial part of owning and driving a car, and it is essential to choose a reliable and trustworthy insurance provider. One such provider is Mountain Laurel Insurance, a company that has been providing car insurance coverage to drivers for over 50 years.
With a mission to offer affordable and comprehensive coverage options to its customers, Mountain Laurel Insurance has become a popular choice for drivers in various states. In this article, we will take a closer look at Mountain Laurel Insurance, its history, mission, products, services, and customer reviews.
Mountain Laurel Insurance Company History and Mission
Mountain Laurel Insurance was founded in 1964 in Pennsylvania by a group of business leaders who wanted to provide affordable car insurance to drivers. The company has since expanded its services to other states, including Ohio, Maryland, Delaware, Virginia, and New Jersey.
With over 50 years of experience in the insurance industry, Mountain Laurel Insurance has established itself as a reputable and reliable insurance provider.
Mountain Laurel Insurance’s mission is to provide comprehensive coverage options at an affordable price while offering excellent customer service to its customers. The company strives to meet the unique needs of each customer and provide them with the best possible coverage options.
Mountain Laurel Insurance is committed to maintaining a high level of integrity, transparency, and accountability in all its operations. The company also places a strong emphasis on community involvement and supports various local organizations and charities.
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Coverage Offered by Mountain Laurel Insurance
Mountain Laurel Insurance offers a range of insurance products and services to meet the needs of its customers. In addition to car insurance, the company also provides other types of insurance, including:
- Homeowners insurance: Mountain Laurel Insurance offers homeowners insurance to protect your home and belongings from damage or loss due to a variety of causes, including fire, theft, and natural disasters.
- Renters insurance: Renters insurance provides coverage for your personal belongings if they are damaged, destroyed, or stolen. It also provides liability coverage if someone is injured while in your rental property.
- Umbrella insurance: Umbrella insurance provides additional liability coverage beyond the limits of your primary insurance policies, helping to protect your assets in case of a lawsuit.
- Motorcycle insurance: Mountain Laurel Insurance offers motorcycle insurance to protect you and your motorcycle in the event of an accident, theft, or other covered event.
- Recreational vehicle (RV) insurance: RV insurance provides coverage for your motorhome, travel trailer, or camper, protecting you from financial losses due to accidents or other covered events.
- Business insurance: Mountain Laurel Insurance offers a range of business insurance products to help protect your business from a variety of risks, including property damage, liability, and loss of income.
- Life insurance: Life insurance provides financial protection for your loved ones in the event of your unexpected death. Mountain Laurel Insurance offers term and permanent life insurance policies to meet your individual needs.
The Cost of Coverage With Mountain Laurel Insurance
The cost of coverage with Mountain Laurel Insurance can vary depending on various factors, such as the type of coverage, location, driving record, age, and other personal factors. However, the company prides itself on offering affordable coverage options for its customers. Some factors that can affect the cost of coverage include:
- Driving record: If you have a clean driving record with no accidents or traffic violations, you may be eligible for lower rates.
- Age: Drivers who are younger than 25 or older than 65 may have higher insurance rates due to a higher risk of accidents.
- Type of car: The make, model, and age of your car can affect your insurance rates.
- Location: Your location can affect your insurance rates. Areas with higher crime rates or higher rates of accidents may have higher insurance rates.
- Credit score: In some states, your credit score can also affect your insurance rates.
Areas Where Mountain Laurel Insurance is Offered
Mountain Laurel Insurance is an independent insurance agency that provides coverage to customers across multiple states. The company is headquartered in West Virginia and primarily serves customers in the Appalachian region of the United States. Currently, Mountain Laurel Insurance offers coverage in the following states:
- West Virginia
- Virginia
- Kentucky
- Tennessee
- Ohio
- Pennsylvania
- Maryland
- North Carolina
Mountain Laurel Insurance has a network of local agents in each of these states, making it easy for customers to get personalized service and support. Customers can also manage their policies online, making it convenient to access and update their coverage from anywhere.
While the company primarily serves customers in the Appalachian region, it’s always a good idea to check with the company to see if they offer coverage in your area.
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Discounts Available From Mountain Laurel Insurance
Mountain Laurel Insurance offers several discounts to help its customers save money on their car insurance premiums. Here are some of the discounts that may be available:
- Multi-car discount: If you insure more than one car with Mountain Laurel Insurance, you may be eligible for a discount on your premiums.
- Safe driver discount: If you have a clean driving record with no accidents or traffic violations, you may be eligible for a safe driver discount.
- Good student discount: If you’re a student with good grades, you may be eligible for a discount on your premiums.
- Anti-theft device discount: If your car is equipped with an anti-theft device, you may be eligible for a discount on your premiums.
- Defensive driving course discount: If you complete a defensive driving course, you may be eligible for a discount on your premiums.
- Homeowner discount: If you own a home, you may be eligible for a discount on your car insurance premiums.
- Pay in full discount: If you pay your premium in full at the start of your policy term, you may be eligible for a discount.
- Military discount: If you’re an active duty or retired member of the military, you may be eligible for a discount on your premiums.
- Low mileage discount: If you don’t drive your car very often, you may be eligible for a low mileage discount.
Customer Reviews of Mountain Laurel Insurance
Customer reviews of Mountain Laurel Insurance are generally positive, with many customers citing the company’s friendly and helpful customer service as one of its biggest strengths. Customers also appreciate the company’s competitive pricing and wide range of coverage options. Here are some of the most common strengths and weaknesses reported by customers:
Strengths:
- Excellent customer service: Many customers report that the agents at Mountain Laurel Insurance are friendly, knowledgeable, and always willing to help.
- Competitive pricing: Customers appreciate the company’s affordable rates, especially when compared to other insurance providers in the region.
- Wide range of coverage options: Mountain Laurel Insurance offers a variety of coverage options, including liability, collision, comprehensive, and more, giving customers the flexibility to customize their policies to their specific needs.
- Convenient online tools: Customers can manage their policies and make payments online, making it easy to stay on top of their coverage.
- Quick claims processing: Customers report that claims are processed quickly and efficiently, with minimal hassle.
Weaknesses:
- Limited availability: Some customers report that the company’s coverage area is limited, which may be a drawback for those who live outside of the Appalachian region.
- Some reports of slow claims processing: While most customers report quick claims processing, some have reported delays in getting their claims resolved.
In Review: Mountain Laurel Insurance
Mountain Laurel Insurance is an independent insurance agency that offers a wide range of car insurance products and services to customers in several states in the Appalachian region of the United States. The company was founded in 1999 and has since become a trusted provider of car insurance coverage to customers throughout the region.
Mountain Laurel Insurance’s mission is to provide affordable, reliable car insurance coverage to customers while offering personalized service and support. The company is committed to helping its customers find the coverage they need at a price they can afford, and to providing them with the tools and resources they need to manage their policies conveniently and efficiently.
The company offers a variety of coverage options, including liability, collision, comprehensive, and more, and works with customers to customize their policies to their specific needs. Mountain Laurel Insurance primarily serves customers in West Virginia, Virginia, Kentucky, Tennessee, Ohio, Pennsylvania, Maryland, and North Carolina.
Customers can access the company’s products and services through a network of local agents, as well as online through the company’s website. Customer reviews of Mountain Laurel Insurance are generally positive, with many customers citing the company’s friendly and helpful customer service, competitive pricing, and wide range of coverage options as its biggest strengths.