Penn National Insurance Review & Ratings (2023)

Insurance is a necessary expense for all drivers, but finding the right policy can be a challenge. Pennsylvania National Insurance is a regional insurance company that has been providing affordable insurance to Pennsylvania drivers for over 100 years.

• Pennsylvania National Insurance is a regional insurance company that provides auto, home, and business insurance exclusively in Pennsylvania.
• The company has been in business since 1919 and has a reputation for excellent customer service and affordable rates.
• Pennsylvania National Insurance offers a wide range of discounts to its customers, including safe driver discounts, multi-car discounts, and discounts for bundling home and auto insurance policies.

In this review, we’ll take a closer look at Pennsylvania National Insurance’s history, mission, products, services, discounts, and customer reviews to help you determine if it’s the right insurance company for you.

History and Mission: Penn National Insurance

Pennsylvania National Insurance was founded in 1919 in Harrisburg, Pennsylvania, and has been providing insurance products to Pennsylvania residents for over a century.

The company’s mission is to provide affordable, high-quality insurance products and exceptional customer service to the people of Pennsylvania. They pride themselves on their local expertise, personalized service, and commitment to their customers.

Pennsylvania National Insurance is a regional insurance company that is deeply rooted in the Pennsylvania community. They have a long history of supporting local organizations and causes, and they strive to be a responsible and socially conscious corporate citizen.

Coverage Plans With Penn National Insurance

Pennsylvania National Insurance offers a variety of insurance products and services to meet the needs of its customers.

Here’s a closer look at some of the main products and services offered by the company:

• Auto insurance: Pennsylvania National Insurance offers liability, collision, and comprehensive coverage for cars, trucks, and motorcycles. They also offer a variety of additional coverage options, such as roadside assistance, rental car coverage, and uninsured/underinsured motorist coverage.
• Home insurance: Pennsylvania National Insurance offers homeowners, renters, and condo insurance policies to protect your property and personal belongings. Their home insurance policies provide coverage for a range of perils, including fire, theft, and natural disasters.
• Business insurance: Pennsylvania National Insurance offers a variety of commercial insurance products, including general liability, workers’ compensation, and commercial auto insurance. They also offer specialized insurance products for specific industries, such as construction, healthcare, and hospitality.
• Umbrella insurance: Pennsylvania National Insurance offers umbrella insurance policies to provide additional liability coverage above and beyond the limits of your existing policies.
• Flood insurance: Pennsylvania National Insurance offers flood insurance policies to protect your property and belongings from flood damage, which is not typically covered by standard homeowners or renters insurance policies.

The cost of Pennsylvania National Insurance’s products varies depending on the coverage you need, your driving record, and other factors. However, Pennsylvania National Insurance is known for offering competitive rates and discounts to help you save money on your insurance premiums.

Cost of Penn National Insurance

The cost of insurance with Pennsylvania National Insurance will depend on a variety of factors, including your location, the type of insurance you’re purchasing, your age, your driving record, and the level of coverage you need.

Here are some general points to keep in mind when considering the cost of insurance with Pennsylvania National Insurance:

• Pennsylvania National Insurance is known for offering competitive rates, but their prices may not be the lowest on the market. However, they do offer a range of discounts and other ways to save money on your insurance premiums.
• Pennsylvania National Insurance offers a variety of coverage options, and the cost of each policy will vary depending on the coverage limits you choose. Generally speaking, higher coverage limits will result in higher premiums.
• In some cases, you may be able to bundle multiple policies with Pennsylvania National Insurance to save money. For example, you might be able to bundle your auto and home insurance policies together to get a lower overall rate.
• To get an accurate quote for insurance with Pennsylvania National Insurance, you’ll need to provide some basic information about yourself and your insurance needs. You can do this online, over the phone, or by visiting a local agent.

Overall, the cost of insurance with Pennsylvania National Insurance will depend on a variety of factors, and it’s best to get a personalized quote to see how much coverage will cost in your specific situation.

States That Offer Penn National Insurance

Pennsylvania National Insurance is a regional insurance company that primarily serves customers in the state of Pennsylvania.

However, the company also offers insurance products in a few other states in the Northeastern United States. Here are the states where Pennsylvania National Insurance currently offers insurance:

• Pennsylvania
• Maryland
• New Jersey
• New York
• Ohio
• Virginia
• West Virginia

It’s worth noting that the specific insurance products and coverage options available may vary by state. If you’re interested in purchasing insurance from Pennsylvania National Insurance and you live outside of Pennsylvania, it’s a good idea to check with the company to see what products and services are available in your state.

Discounts Available With Penn National Insurance

Pennsylvania National Insurance offers a variety of discounts to help customers save money on their insurance premiums. Here are some of the discounts that may be available:

• Multi-policy discount: If you purchase multiple insurance policies from Pennsylvania National Insurance, such as auto and home insurance, you may be eligible for a discount on your premiums.
• Safe driver discount: If you have a clean driving record with no accidents or violations, you may be eligible for a safe driver discount.
• Good student discount: If you’re a student who maintains good grades, you may be eligible for a good student discount on your auto insurance premiums.
• Home safety discount: If you have safety features installed in your home, such as smoke detectors or burglar alarms, you may be eligible for a discount on your homeowners insurance premiums.
• Paid-in-full discount: If you pay your insurance premiums in full rather than in installments, you may be eligible for a discount.
• Paperless billing discount: If you opt to receive your bills and policy documents electronically rather than through the mail, you may be eligible for a discount.
• Low mileage discount: If you don’t drive your car very often, you may be eligible for a low mileage discount on your auto insurance premiums.

These are just a few examples of the discounts that may be available from Pennsylvania National Insurance. The specific discounts and eligibility requirements may vary depending on the state and type of insurance you’re purchasing.

It’s best to contact the company directly or speak with a local agent to learn more about the discounts that are available to you.

What Customers Are Saying About Penn National Insurance

When it comes to customer reviews, Pennsylvania National Insurance generally receives positive feedback from its customers. Here’s a summary of what customers have to say about the company:

Pros:

• Good customer service: Many customers praise the company’s customer service, saying that representatives are friendly, knowledgeable, and helpful.
• Competitive rates: Customers also appreciate the company’s competitive rates, which can be lower than those offered by larger, national insurance providers.
• Easy claims process: Several customers have noted that filing a claim with Pennsylvania National Insurance is a relatively easy process.
• Discounts: As mentioned earlier, Pennsylvania National Insurance offers a variety of discounts, and many customers appreciate the ability to save money on their premiums.

Cons:

• Limited availability: Because Pennsylvania National Insurance is a regional provider, it may not be available in all areas. This can be a drawback for customers who move or travel frequently.
• Limited online capabilities: Some customers have noted that the company’s website can be difficult to navigate and that it doesn’t offer all of the features and capabilities that are available from other, larger insurance providers.

Overall, Pennsylvania National Insurance appears to be a good choice for customers who are looking for a regional insurance provider with competitive rates and good customer service.

While there are some limitations to the company’s offerings, many customers are satisfied with their experiences and would recommend the company to others.

Roundup: Penn National Insurance

In conclusion, Pennsylvania National Insurance is a regional insurance company that offers a variety of insurance products, including auto, home, and business insurance.

The company has a long history in the insurance industry, and its mission is to provide personalized service to its customers. While the company primarily serves customers in Pennsylvania, it also offers insurance products in a few other states in the Northeastern United States.

However, as with any insurance company, it’s important to compare quotes and coverage options before making a final decision.