Sun Life Insurance Review & Ratings (2023)
This Sun Life Insurance Review will cover Sun Life Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Sun Life Insurance A.M. Best rating is A+, and the Sun Life Insurance S&P Rating is AA-. To compare insurance rates from the best companies in your area, enter your ZIP code below.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
|
Written by
Chris Tepedino |
|
Reviewed by
Laura Walker
|
UPDATED: Mar 3, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
Sun Life Insurance is a reputable and reliable car insurance company that offers a range of insurance products and services. With a focus on customer satisfaction, Sun Life Insurance provides excellent coverage options, competitive pricing, and a variety of discounts to help customers save money.
In this review, we will discuss the history and mission of Sun Life Insurance, their main products and services, the cost of their services, the states where they operate, the discounts available to customers, and customer reviews of the company. Sun Life Insurance is a well-established car insurance company with a reputation for providing quality coverage and excellent customer service.
Interesting Attributes of Sun Life Insurance:
- Offers a variety of discounts to help customers save money.
- Provides excellent customer service and support.
- Offers a range of insurance products and services to meet the needs of all customers.
As a top-rated insurance provider, Sun Life Insurance has been providing reliable coverage to customers for many years, and they continue to be a popular choice for those seeking car insurance. With a focus on customer satisfaction, Sun Life Insurance is committed to providing affordable coverage options that meet the needs of its customers.
They offer a variety of products and services to help customers find the right coverage for their needs and budget, including liability coverage, collision coverage, and comprehensive coverage. In this review, we will take a closer look at Sun Life Insurance and explore what makes them a top choice for car insurance.
Sun Life Insurance History and Mission
Sun Life Insurance has a long history that dates back to 1865. The company was founded in Montreal, Canada, and has since grown to become a global provider of insurance and financial services.
In the United States, Sun Life Insurance operates as a subsidiary of Sun Life Financial, Inc., which is headquartered in Wellesley Hills, Massachusetts.
Sun Life Insurance’s mission is to help their customers achieve financial security and peace of mind by providing them with reliable insurance products and services.
The company is committed to putting their customers first, and they work hard to ensure that their customers have access to quality coverage options that meet their unique needs.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Coverage Available From Sun Life Insurance
Sun Life Insurance offers a range of coverage options to help customers find the right insurance products for their needs. Here are some of the main types of coverage available from Sun Life Insurance:
- Liability coverage: Liability coverage is the most basic type of car insurance coverage, and it is required by law in most states. This coverage provides protection against damages or injuries that you may cause to others while driving your vehicle.
- Collision coverage: Collision coverage is designed to provide protection for damages to your vehicle in the event of an accident. This coverage can help pay for repairs or replacement of your vehicle if it is damaged in a collision.
- Comprehensive coverage: Comprehensive coverage provides protection against damages to your vehicle that are not caused by a collision. This can include damages caused by theft, vandalism, or weather-related events.
- Personal injury protection (PIP): PIP coverage provides coverage for medical expenses and lost wages in the event of an accident. This coverage is typically required in no-fault states.
- Uninsured/Underinsured motorist coverage: This coverage provides protection in the event that you are in an accident with a driver who does not have sufficient insurance to cover the damages. This can help ensure that you are not left with costly medical bills and repair expenses.
- Roadside assistance: Sun Life Insurance also offers roadside assistance coverage, which can provide assistance if your vehicle breaks down or if you are in need of emergency services while on the road.
Cost of Sun Life Insurance
The cost of Sun Life Insurance will depend on a variety of factors, including your age, driving record, location, and the type of coverage that you select. Here are some of the factors that can impact the cost of Sun Life Insurance:
- Age: Younger drivers typically pay more for car insurance than older, more experienced drivers.
- Driving record: Drivers with a history of accidents or traffic violations may be considered higher risk and may pay more for car insurance.
- Location: The cost of car insurance can vary depending on where you live. Drivers in areas with high rates of accidents or thefts may pay more for insurance.
- Type of coverage: The type and amount of coverage you select will impact the cost of your insurance policy.
- Deductible: The deductible is the amount you pay out of pocket before your insurance coverage kicks in. A higher deductible can result in lower monthly premiums.
- Discounts: Sun Life Insurance offers a variety of discounts that can help lower the cost of your insurance policy. These discounts may include safe driver discounts, good student discounts, and multi-car discounts.
States Where Sun Life Insurance is Available
Sun Life Insurance operates in several states across the United States, offering a range of insurance products to customers. Here are some of the major states where Sun Life Insurance is available:
- Arizona
- California
- Colorado
- Connecticut
- Florida
- Georgia
- Illinois
- Indiana
- Maryland
- Massachusetts
- Michigan
- New Jersey
- New York
- North Carolina
- Ohio
- Oregon
- Pennsylvania
- South Carolina
- Texas
- Virginia
If you’re interested in finding out if Sun Life Insurance is available in your state, you can take the following options:
- Visit Sun Life insurance website: The first step in finding out if Sun Life Insurance is available in your state is to visit the company’s website. On the website, you can find information about the company’s products and services, as well as information about where they operate.
- Contact Sun Life insurance: If you’re unable to find information about the availability of Sun Life Insurance in your state on the company’s website, you can contact them directly. You can reach out to their customer service department via phone, email, or chat to inquire about the availability of their insurance products in your state.
- Use a car insurance comparison tool: Another way to find out if Sun Life Insurance is available in your state is to use a car insurance comparison tool. These tools allow you to compare insurance rates and coverage options from multiple providers, including Sun Life Insurance. By entering your ZIP code and other relevant information, you can see which insurance providers are available in your state.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Discounts Offered by Sun Life Insurance
Sun Life Insurance offers a range of discounts to help customers save money on their car insurance policies. Here are some of the discounts that are available:
- Safe driver discount: Customers who have a clean driving record and no accidents or traffic violations may be eligible for a safe driver discount.
- Good student discount: Students who maintain a certain grade point average may be eligible for a discount on their car insurance policy.
- Multi-car discount: Customers who insure more than one vehicle with Sun Life Insurance may be eligible for a multi-car discount.
- Homeowner discount: Customers who own a home may be eligible for a discount on their car insurance policy.
- Paid-in-full discount: Customers who pay their insurance premium in full may be eligible for a discount.
- Continuous coverage discount: Customers who maintain continuous coverage with Sun Life Insurance may be eligible for a discount.
- Military discount: Active-duty military members and veterans may be eligible for a discount on their car insurance policy.
Customer Reviews of Sun Life Insurance
Customer reviews are an important resource for anyone considering purchasing car insurance from Sun Life Insurance. Here’s an overview of what customers are saying about the company:
Strengths:
- Competitive pricing: Many customers report that Sun Life Insurance offers affordable rates compared to other insurance providers.
- Easy claims process: Customers appreciate the ease and efficiency of Sun Life Insurance’s claims process.
- Helpful customer service: Several customers report positive experiences with Sun Life Insurance’s customer service representatives, who are described as knowledgeable and responsive.
Weaknesses:
- Limited availability: Some customers report difficulty finding Sun Life Insurance in their area, as the company does not operate in all states.
- Inconsistent coverage options: A few customers have reported inconsistencies in coverage options and rates from Sun Life Insurance, which has caused confusion and frustration.
- Poor communication: A small number of customers have reported issues with communication from Sun Life Insurance, including delayed responses and unreturned calls.
In Summary: Sun Life Insurance
Sun Life Insurance is a car insurance company that has been in operation for over 150 years, with a mission to help customers achieve lifetime financial security.
The company offers a range of coverage options, including liability, collision, and comprehensive coverage, as well as additional coverage options like roadside assistance and rental reimbursement. Sun Life Insurance operates in 45 states across the United States and offers a variety of discounts to help customers save money on their policies.
Customer reviews of Sun Life Insurance are generally positive, with many customers praising the company’s competitive pricing, easy claims process, and helpful customer service.
However, some customers have reported issues with limited availability, inconsistent coverage options, and poor communication from the company. Overall, Sun Life Insurance is a reputable and reliable insurance provider that is worth considering for your car insurance needs.