Central United Life Insurance Review & Ratings (2023)

An Overview: Central United Life Insurance

Central United Life Insurance is a well-established company that has been offering insurance products for over 50 years. The company’s mission is to provide quality insurance products and services to meet the needs of its customers.

• Founded in 1967, Central United Life has been serving customers for over 50 years.
• The company offers a range of insurance products, including life insurance, annuities, and individual health insurance.
• Central United Life operates in 44 states across the US.

Central United Life offers a range of insurance products, including life insurance, annuities, and individual health insurance. The company operates in 44 states across the US, offering insurance coverage to a large customer base.

History and Mission of Central United Life Insurance

Central United Life Insurance was founded in 1967, making it a well-established insurance company with over 50 years of experience in the industry.

The company’s mission is to provide quality insurance products and services to meet the needs of its customers. Central United Life is dedicated to helping its customers protect themselves, their families, and their assets by offering insurance coverage tailored to their specific needs and budget.

The company’s focus on quality customer service and its commitment to meeting the needs of its customers has helped it grow and expand over the years.

Today, Central United Life operates in 44 states across the US and offers a range of insurance products, including life insurance, annuities, and individual health insurance.

States Where Central United Life Offers Insurance

Central United Life Insurance offers its products and services in 44 states across the US. The exact list of states where the company operates may vary, but some of the states where Central United Life is known to offer insurance coverage include:

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas and Virginia.

Customers who are interested in purchasing insurance from the company should check to see if its products and services are available in their state and verify the specific coverage options available to them.

Coverage Options: Central United Life Insurance

Central United Life Insurance offers a wide range of insurance products and services to meet the needs of its customers. Some of the main insurance products offered by the company include:

• Life insurance: Central United Life offers several life insurance options, including term life insurance, whole life insurance, and universal life insurance. These policies provide coverage for a specified period of time, or for the entire lifetime of the policyholder, and help protect the policyholder’s family and assets in the event of their death.
• Annuities: Central United Life offers annuity products, which are long-term investment products that provide guaranteed income for a specific period of time, or for the entire lifetime of the policyholder. Annuities are a popular choice for those who are looking for a secure, tax-deferred investment option to help them save for retirement.
• Individual health insurance: Central United Life also offers individual health insurance policies, which provide coverage for medical expenses, including hospital stays, doctor visits, and prescription drugs. Health insurance policies are designed to help policyholders manage the cost of their medical expenses and protect their health and well-being.

In addition to these main insurance products, Central United Life also offers a range of related services, including policy underwriting, claims processing, and customer support.

Cost of Central United Life Insurance

The cost of insurance from Central United Life will vary depending on several factors, including the type of insurance policy, the amount of coverage, and the age and health of the policyholder.

A younger policyholder in good health will typically pay lower premiums than an older policyholder who is in poor health.

Similarly, the cost of an annuity product will be determined by factors such as the investment amount, the length of the annuity period, and the policyholder’s age.

The cost of individual health insurance policies will be influenced by factors such as the type of coverage, the policyholder’s age, their location, and the level of deductibles and copayments selected.

Policyholders can also expect to pay more for health insurance policies that offer a wider range of benefits and cover more medical expenses.

Discounts Available at Central United Life Insurance

• Multi-policy discounts: Customers who have multiple insurance policies with Central United Life can receive discounts on their premiums.
• Good driver discounts: Safe drivers can receive discounts on their auto insurance premiums.
• Health and wellness discounts: Customers who participate in health and wellness programs can receive discounts on their insurance premiums.

Central United Life offers a range of discounts and savings opportunities to its customers. Customers who have multiple insurance policies with the company can receive discounts on their premiums.

Safe drivers can also receive discounts on their auto insurance premiums through the good driver discount program. Additionally, customers who participate in health and wellness programs can receive discounts on their insurance premiums.

Customer Reviews of Central United Life Insurance

Customers have mixed reviews of Central United Life. Many customers praise the company for its competitive pricing and excellent customer service.

However, some customers have reported issues with the company’s claims process and have had difficulty getting their claims paid.

It’s important for customers to carefully research insurance providers and compare quotes before choosing a policy to ensure they are getting the best coverage for their needs and budget.

In Summary: Central United Life Insurance

In conclusion, Central United Life Insurance is a well-established company that offers a range of insurance products, including life insurance, annuities, and individual health insurance.

The company operates in 44 states across the US and offers a range of discounts and savings opportunities to its customers.

While customer reviews of the company are mixed, it’s important for customers to carefully research insurance providers and compare quotes before choosing a policy.