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Wisconsin Car Insurance Requirements (2024)

Each driver in Wisconsin is required to maintain car insurance coverage. Wisconsin has minimum liability limits of 50/100/15 and 100/300 Uninsured Motorist (UM) limits. Since the state follows a tort legal system, it's recommended to get additional coverage for your vehicle.

Each driver in Wisconsin is required to maintain car insuran...

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Pennsylvania Car Insurance Requirements (2024)

Pennsylvania car insurance laws are governed by a tort system with limits of 15/30/5. There is also an additional First Party Benefits requirement that is unique to the state. Additional coverage is recommended to ensure you are adequately covered at all times.

Pennsylvania car insurance laws are governed by a tort syste...

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Vermont Car Insurance Requirements (2024)

All drivers living in Vermont are required to maintain minimum liability insurance limits of 25/50/10 along with uninsured/underinsured bodily injury and property damage coverage. The state follows a tort system and has penalties for individuals who fail to provide proof of insurance.

All drivers living in Vermont are required to maintain minim...

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Texas Car Insurance Requirements (2024)

All drivers living in Texas are required to maintain minimum liability insurance limits of 25/50/10 along with uninsured/underinsured bodily injury and property damage coverage. The state follows a tort system and has penalties for individuals who fail to provide proof of insurance.

All drivers living in Texas are required to maintain minimum...

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Florida Car Insurance Requirements (2024)

Car insurance laws in Florida are a bit different than other states. They do not legally require drivers to maintain bodily injury liability coverage but it is highly recommended to do so and many insurance companies won't sell a policy without it. Minimum coverage requirements are not very high compared with other states, but it is also recommended that drivers purchase additional coverage to maximize their protection.

Car insurance laws in Florida are a bit different than other...

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South Carolina Car Insurance Requirements (2024)

South Carolina law requires minimum insurance coverage of 25/50/25. If you do not maintain the minimum coverage requirements, you can face several penalties and fees. The insurance rules in South Carolina are governed by the tort system and have their own requirements.

South Carolina law requires minimum insurance coverage of 25...

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Michigan Car Insurance Requirements (2024)

Michigan insurance laws require all drivers to obtain liability insurance coverage before driving a vehicle. The state follows a no fault system and requires personal injury protection coverage in addition to standard bodily injury coverage. There are also other options available that you should consider when looking for a Michigan insurance policy.

Michigan insurance laws require all drivers to obtain liabil...

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Arizona Car Insurance Requirements (2024)

Arizona requires all of its drivers to maintain minimum insurance requirements if they operate a vehicle within the state. Once you have insurance, your company will usually notify the Arizona Motor Vehicle Division (MVD) but it is still your responsibility to make sure you have proof of insurance when asked. Some Arizona insurance laws are different from other states so it is important to stay up to date on current requirements.

Arizona requires all of its drivers to maintain minimum insu...

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Connecticut Car Insurance Requirements (2024)

Connecticut insurance law requires that all motorists to maintain minimum insurance requirements which include liability and uninsured motorist coverages. The state has specific fines for those that do not comply with the law. It is also strongly recommended that you obtain additional coverage to maximize your protection.

Connecticut insurance law requires that all motorists to mai...

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New Jersey Car Insurance Requirements (2024)

All drivers in New Jersey are required to maintain minimum insurance requirements. Unlike other states, New Jersey law provides the option for a very basic insurance coverage that will meet state requirements and also a standard policy that provides more protection and gives you additional legal rights.

All drivers in New Jersey are required to maintain minimum i...

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New Hampshire Car Insurance Requirements (2024)

Unlike most other states, most drivers in New Hampshire are not legally required to maintain minimum insurance coverage. Nevertheless, it is strongly recommended to purchase at least a minimum amount of coverage to protect you, your vehicle and your passengers.

Unlike most other states, most drivers in New Hampshire are ...

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Delaware Car Insurance Requirements (2024)

Delaware requires all of its drivers to maintain a current car insurance policy for all registered vehicles even if they are not actively being driven. They have stiff penalties for those caught without proper coverage and also have some unique requirements unique to the state that you should be aware of.

Delaware requires all of its drivers to maintain a current c...

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Washington D.C. Car Insurance Requirements (2024)

The District of Columbia, more commonly referred to as Washington D.C., requires all drivers to maintain minimum insurance coverage. This coverage includes bodily injury, property damage and coverage for uninsured motorists. Specific insurance laws in Washington D.C. differ from other states so it is recommended that you maintain basic knowledge of insurance rules and regulations.

The District of Columbia, more commonly referred to as Washi...

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Georgia Car Insurance Requirements (2024)

Georgia requires its drivers to maintain financial responsibility. The most popular way is to get a car insurance policy through an insurance company registered in Georgia. The specific details of Georgia insurance law vary from other states and not following them can lead to fines or even misdemeanor charges against you.

Georgia requires its drivers to maintain financial responsib...

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Virginia Car Insurance Requirements (2024)

Virginia's insurance laws are a bit different from other states. The state does no require its drivers to maintain a car insurance policy but those who don't need to pay an uninsured motor vehicle fee. There are other nuances within the state's insurance rules and being aware of them can keep you on the right side of the law.

Virginia's insurance laws are a bit different from other sta...

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West Virginia Car Insurance Requirements (2024)

West Virginia law requires all registered vehicles in the state to be insured and requires financial responsibility to be in the form of a car insurance policy. Penalties for not maintaining a current insurance policy can be stiff so it's wise to stay current with West Virginia insurance rules an regulations.

West Virginia law requires all registered vehicles in the st...

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Oregon Car Insurance Requirements (2024)

Oregon requires all of its drivers to maintain minimum car insurance requirements. Not maintaining these requirements can lead to fines and loss of your driving privileges. Oregon insurance laws are similar to other states, but do have some differences that you should be aware of if you are driving in the state.

Oregon requires all of its drivers to maintain minimum car i...

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Idaho Car Insurance Requirements (2024)

In Idaho, all drivers are required to maintain financial responsibility. While there are other ways to do so, getting a car insurance policy is the most popular way. Idaho insurance law varies slightly from other states so its recommended you stay up to date on the state's insurance requirements.

In Idaho, all drivers are required to maintain financial res...

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Indiana Car Insurance Requirements (2024)

Indiana insurance law requires that all drives maintain financial responsibility when operating their vehicle. This is usually in the form of a car insurance policy but the state offers other options as well. Staying current with Indiana rules and regulations can prevent you from paying fines and/or revocation of your license/registration.a

Indiana insurance law requires that all drives maintain fina...

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Iowa Car Insurance Requirements (2024)

Iowa insurance laws vary from other states. They require all drivers to maintain insurance or financial responsibility and have penalties in place for those that do not. Following Iowa's insurance regulations are not difficult, but you should be aware of what the requirements are.

Iowa insurance laws vary from other states. They require all...

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