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PostNew York City has a population of approximately 8.5 million people. Over two-thirds of the housing units in New York City are rentals. If you rent a home or apartment in the city that never sleeps, then you know the importance of renters insurance. Even though NYC law does not require you to have renters...
New York City has a population of approximately 8.5 million ...
PostRenters insurance in Georgia can be a little more expensive than renters insurance in other parts of the country. However, there are many policies available at decent rates with coverage that makes sure you are protected if any of your property is damaged. With all of the companies that are available, choosing one can be...
Renters insurance in Georgia can be a little more expensive ...
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PostIf you do not own your home, you probably do not have to insure the dwelling and other structures, but you still need insurance for your own property. There is a special type of home insurance available for renters, designed to protect the things that are important to you without the added expense of insuring things that are not your concern.
If you do not own your home, you probably do not have to ins...
PostRenters insurance can be a blessing for pet owners, but it is important to make sure that your policy includes coverage for your particular pet or breed. Some insurance companies exclude pets, while others limit or exclude coverage for certain breeds, such as pit bulls. Pets can be challenging to include in a renters policy, but individual pet policies are available that will serve your needs.
Renters insurance can be a blessing for pet owners, but it i...
PostRenters insurance is a special type of home insurance designed to protect the interests of someone who rents a home but does not own the dwelling itself. A common misconception is that renters insurance only provides personal property protection, when the policy actually includes coverage for damages and injuries as well as the well-known personal property coverage.
Renters insurance is a special type of home insurance design...
PostEven though home contents insurance and renters insurance may seem to have a lot in common, the truth is that renters insurance provides more complete coverage. In some ways, home contents could be compared to renters insurance in the same way that renters insurance compares to a homeowner's policy: It provides part of the coverage of the broader renter's policy, but is not designed to provide things that every renter should have.
Even though home contents insurance and renters insurance ma...
PostEven if your credit is less than perfect, renters insurance is going to be an important item to have. The best solution is to find out why your credit score is low and take the steps necessary to bring it up. In the meantime, you can expect to pay higher rates for renters insurance, but there are also some discounts that may save you money now and make your premiums even more affordable after your credit is repaired.
Even if your credit is less than perfect, renters insurance ...
PostIf you rent your home, renters insurance should be very important to you. Known as an HO-4 homeowner's policy, renters insurance covers the personal property of tenants and provides liability coverage for the insured person and their immediate dependents. Here are 7 reasons to get renters insurance, illustrating how important such coverage can be.
If you rent your home, renters insurance should be very impo...
PostIn order for your renters insurance policy to be effective, you will have to document the damages and costs for your claim. Make sure that the damage is covered by your policy, keep an up to date home inventory, and take pictures. If there are witnesses or security video available, you will need to make sure that you get statements and a way to request the digital data. You may also be covered by a loss of use clause that will reimburse you for any covered expenses.
In order for your renters insurance policy to be effective, ...
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