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U.S. Healthcare vs. Healthcare Systems in Other Countries

Health insurance is a complicated topic and few people can agree on a single "best" type of system. The United States, for example, has a combination of a privatized system and a public system. Other countries like Canada, Japan, and most European countries have universal health care, which means that all its citizens receive a basic level of coverage, though the governments of the countries can choose to run the program in a variety of ways. Each of these systems has its own benefits and drawbacks.

Health insurance is a complicated topic and few people can a...

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MVP Health Care Insurance Review & Ratings (2023)

MVP Health Care is a regional insurance company offering various health insurance plans for individuals and families living in New York or Vermont.  With over 700,000 members and 17,000 providers, it is considered one of the largest regional insurers. Founded in 1982 in Schenectady, New York, MVP Health Care is a not-for-profit provider that has...

MVP Health Care is a regional insurance company offering var...

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Fallon Community Health Plan Insurance Review & Ratings (2023)

Based in Massachusetts, Fallon Community Health Plan (FCHP) is a healthcare system with its own health insurance plan. In operation for over 40 years, this federally qualified Health Maintenance Organization (HMO) offers coverage in New York and New Hampshire. As a regional company, Fallon Community Health Plan is able to offer affordable local healthcare options...

Based in Massachusetts, Fallon Community Health Plan (FCHP) ...

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Geisinger Health Plan (GHP) Insurance Review & Ratings (2023)

      Geisinger Health Plan, otherwise known as GHP, is a Pennsylvania-based health insurance company serving around 38 counties throughout the state. GHP provides high-quality medical coverage in today’s competitive insurance industry. With coverage for individuals, families, children, those over 65, and businesses, Geisinger Health Plan offers something for just about everyone. Also, the...

      Geisinger Health Plan, otherwise known as GHP, is a...

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The Best Comprehensive Healthcare Providers (2023)

Working hard to achieve your goals is more feasible when you are physically and mentally fit. However, though you may take efforts to maintain your health, you cannot always account for unexpected situations and emergencies. And it can be difficult to arrange for hefty healthcare expenses in such cases. This is when comprehensive healthcare companies...

Working hard to achieve your goals is more feasible when you...

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Ambetter Health Insurance Review & Ratings (2023)

If you are in the market for a new health insurance plan, then Ambetter may have cropped up on your radar. With the numerous critical reviews, you may be wondering, “Is Ambetter health insurance a scam?” Ambetter itself is not an insurance provider but a Health Insurance Marketplace product line offered through Centene Corporation. This...

If you are in the market for a new health insurance plan, th...

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Can I put my parents on my health insurance?

Health insurance terms and conditions can be a tricky field to navigate. It can be hard to know whether your senior or sick parents can be included on your insurance policy as dependents. In many cases, putting your parents on your health insurance is not possible unless they qualify as your tax dependents. Even some...

Health insurance terms and conditions can be a tricky field ...

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GHP (Group Health Plan) Health Insurance (2023)

Think of how the economies of scale work – the larger the volume of products a company produces, the cheaper it is to make them. The same principle applies to GHP healthcare insurance, which is available to groups of people. The insurance company can offer the coverage at a lower cost since they can spread...

Think of how the economies of scale work – the larger ...

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eHealth Insurance Review & Ratings (2023)

Business insurance, individual and family insurance, and Medicare are some of the types of insurance that can be found through the eHealth insurance website. eHealth makes gaining insurance a quick and easy process, with everything you need accessible online. Although eHealth is not an insurance company, it partners with some of the best and largest...

Business insurance, individual and family insurance, and Med...

Travel and Health Insurance for Students Studying AbroadPost

Travel and Health Insurance for Students Studying Abroad

Choosing to study abroad is an exciting experience for many students. However, things may begin to feel overwhelming as you get everything into place before departure. Long before you pack your bags, you should take a good look at your health insurance to find out what coverage, if any, is available once you leave the United States. Many programs, such as Medicare, will not provide health coverage outside of the United States and its territories.

Choosing to study abroad is an exciting experience for many ...

What it Means Now that the Health Care Bill Has Been UpheldPost

What it Means Now that the Health Care Bill Has Been Upheld

To begin with, you should understand about the Patient Protection and Affordable Care Act, now called simply the Affordable Care Act, or ACA for short, is that it had already been signed into law before the Supreme Court ruling, and parts of the bill have already gone into effect. Other parts of the law will be effective in stages, and the full scope of the ACA will not be in force until the year 2020. The only parts of the bill which were investigated by the Supreme Court were the legalities of funding the program, which can realistically be described as similar to Medicaid, Medicare, and Social Security. Here is some information about what the ACA means to you now that the bill has been upheld.

To begin with, you should understand about the Patient Prote...

Is Durable Medical Equipment (DME) covered by insurance?Post

Is Durable Medical Equipment (DME) covered by insurance?

Those going through a medical condition requiring tools and equipment for at-home use or preparing for recovery assistance after surgery may be curious as to what insurance covers. While this does vary based on the insurance company, there are a few best practices that most, especially the best insurance companies, follow. In this guide about...

Those going through a medical condition requiring tools and ...

Family Health Reference To American Sign Language (ASL)Post

Family Health Reference To American Sign Language (ASL)

American Sign Language, or ASL, is language that is used by Deaf individuals, their families, friends and interpreters. It is a complex visual language in which people communicate using their body, face and, most recognizably, their hands. It is a language unto itself and should not be mistaken as a form of English.

American Sign Language, or ASL, is language that is used by ...

Individual Health Insurance – Coverage for Those without an Employer Based PlanPost

Individual Health Insurance – Coverage for Those without an Employer Based Plan

After the health care reform was passed into law, the possibilities for people without employer sponsored health insurance began to open up. To get a better idea of what is available and who can qualify, here are a few common questions and the answers that most often apply to them. Keep in mind that the new laws will not be finalized until 2014, and that these answers do not apply to everyone.

After the health care reform was passed into law, the possib...

How to Keep Your Health Insurance When Moving to Another StatePost

How to Keep Your Health Insurance When Moving to Another State

When the new health care reform laws go into effect in 2014, it will not make much difference what state you move to for your health insurance coverage because all insurance companies will be required to accept applicants regardless of any preexisting conditions they may have. Until then, moving to another state when you have a preexisting condition can be a difficult decision and there may not be any acceptable solutions outside of settling for government-sponsored Medicaid.

When the new health care reform laws go into effect in 2014,...

COBRA Insurance – The BasicsPost

COBRA Insurance – The Basics

People who have health insurance provided by a current employer, and are considering a job change to a new employer, can use COBRA insurance coverage as a means of retaining the same health coverage in the interim. Even people that are self-employed can make use of COBRA insurance. COBRA is an acronym for Consolidated Omnibus Budget Reconciliation Act; it recognizes the fact that employees have a right to maintain their current health insurance, as long as they are willing to pay the premiums.

People who have health insurance provided by a current emplo...

Affordable Care Act (ACA) ExplainedPost

Affordable Care Act (ACA) Explained

The Affordable Care Act, called the ACA, is a broad set of laws that are intended to reform healthcare in America. Originally passed in 2010, some portions of the ACA have already gone into effect, and others are set to become effective between now and the year 2020. The ACA will have some effect on all Americans, but the majority of the changes are designed to give aid to those who are not able to afford traditional health insurance, or cannot get insurance based on preexisting conditions that exclude them from coverage.

The Affordable Care Act, called the ACA, is a broad set of l...

Health Insurance After Getting Laid Off vs. Quitting vs. Getting FiredPost

Health Insurance After Getting Laid Off vs. Quitting vs. Getting Fired

Health insurance is sometimes protected temporarily by COBRA insurance, depending on whether you were laid off, quit your job, or were terminated by the company. Under all 3, your coverage is probably going to cost you more, so it will be in your best interest to find another group plan as quickly as possible. Here is a clear explanation of what the different types of job termination mean to your health insurance.

Health insurance is sometimes protected temporarily by COBRA...

Health Insurance Plans for People with Preexisting ConditionsPost

Health Insurance Plans for People with Preexisting Conditions

There are special insurance plans available for people who have preexisting conditions. These plans are the health insurance equivalent of high risk insurance, guarding against probable problems in exchange for a higher premium rate. Traditionally, this has been the only way for people who suffered from conditions such as asthma or diabetes to get private insurance coverage. Before you purchase such a plan today, it might be a good idea to do some research into the Affordable Care Act, known simply as the ACA and commonly referred to by some as Obamacare.

There are special insurance plans available for people who h...

Guide to Flexible Spending AccountsPost

Guide to Flexible Spending Accounts

Flexible Spending Account, called an FSA, is a special type of tax-free savings account that builds money you can apply to medical costs outside of those covered by your health plan. The money you deposit into the plan is before taxes are applied to your salary, which means the money is completely tax-free. The limitation is that you can only use the accrued savings for medical and health related costs.

Flexible Spending Account, called an FSA, is a special type ...

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