North Carolina Car Insurance

North Carolina auto insurance law requires drivers to carry 30/60/25 in minimum liability and uninsured motorist coverage. Use this North Carolina Car Insurance Guide to learn more about state laws, crime statistics, and where to find cheap car insurance quotes. Enter your ZIP code below to start comparing North Carolina car insurance quotes for free.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Regardless if North Carolina car insurance rates are increasing or decreasing, you can be sure to get a fast and accurate rate at US Insurance Agents. Comparison shopping for car insurance begins with brushing up on the basics and learning about special programs you might qualify for. Use our North Carolina Insurance Guide as a way to help you pick the right insurance.

Interested in home insurance? Read our North Carolina Homeowner’s Insurance guide.

Car Insurance Coverage

Minimum North Carolina Car Insurance Requirements
Bodily Injury Liability $30,000 / $60,000 Limit
Property Damage Liability $25,000 Limit
Uninsured/Underinsured Bodily Injury $30,000 / $60,000 Limit
Uninsured/Underinsured Property Damage $25,000 Limit

North Carolina Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in North Carolina (2008)
Source: NICB
1. 1996 Honda Accord
2. 1995 Honda Civic
3. 2004 Ford F150 Pickup
4. 2003 Ford Explorer
5. 1999 Ford Taurus
6. 1995 Jeep Cherokee/Grand Cherokee
7. 1999 Dodge Caravan
8. 1997 Nissan Altima
9. 2001 Dodge Ram Pickup
10. 1994 Ford Ranger

View the most stolen vehicles in North Carolina for other years or view the
most stolen vehicles in the U.S.

Important Contact Information

North Carolina Department of Insurance
1201 Mail Service Center
Raleigh, NC 27603-5926
Phone: (800) 546-5664

North Carolina DMV
Vehicle Registration Section
Mail and Distribution Unit
3148 Mail Service Center
Raleigh, NC 27699-3148
Phone: (919) 715-7000

Interested in health insurance? Read our North Carolina Health Insurance

Insurance Guides for Nearby States

North Carolina Insurance Agents

Charlotte Car Insurance | Raleigh Car Insurance | Greensboro Car Insurance | Durham Car Insurance | Winston Salem Car Insurance | Fayetteville Car Insurance | Cary Car Insurance | Wilmington Car Insurance | High Point Car Insurance | Greenville Car Insurance | Asheville Car Insurance | Concord Car Insurance | Gastonia Car Insurance | Jacksonville Car Insurance | Chapel Hill Car Insurance | Rocky Mount Car Insurance | Huntersville Car Insurance | Burlington Car Insurance

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