New York Car Insurance

Before you buy auto insurance online, brush up on the fundamentals of New York car insurance coverage with our guide below. New Yor car insurance requirements include 25/50/10 minimums in liability and uninsured motorist, and an additional $50,000 in personal injury protection. Scroll down to learn more and compare New York auto insurance quotes for free.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Jul 16, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Whether New York car insurance costs are going up, down or staying the same, you can be sure to obtain a fast and accurate quote right here at US Insurance

Buying insurance starts with brushing up on the fundamentals and learning about special programs you might be eligible for. Use our New York Car Insurance Guide as a way to help you pick the right insurance.

Interested in home insurance? Read our New York Homeowner’s Insurance

New York Car Insurance Coverage

Minimum New York Car Insurance Requirements
Bodily Injury Liability $25,000 / $50,000 Limit
Property Damage Liability $10,000 Limit
Uninsured/Underinsured Bodily Injury $25,000 / $50,000 Limit
Personal Injury Protection $50,000 Limit

New York Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in New York (2008)
Source: NICB
1. 2000 Honda Civic
2. 1994 Honda Accord
3. 2000 Dodge Caravan
4. 1991 Toyota Camry
5. 1997 Nissan Maxima
6. 1995 Jeep Cherokee/Grand Cherokee
7. 2005 Nissan Altima
8. 1996 Plymouth Voyager
9. 2007 Toyota Corolla
10. 2002 Ford Explorer

View the
most stolen vehicles in New York

for other years or view the
most stolen vehicles in the U.S.

Important Contact Information

New York Department of Insurance
25 Beaver Street
New York, NY 10004
Phone: (800) 342-3736

New York DMV

6 Empire State Plaza
Albany, NY 12228
Phone: (212) 645-5550

Interested in health insurance? Read our New York Health Insurance

Insurance Guides for Nearby States

New York Insurance Agents

New York Car Insurance | Buffalo Car Insurance | Rochester Car Insurance | Yonkers Car Insurance | Syracuse Car Insurance | Albany Car Insurance | New Rochelle Car Insurance | Mount Vernon Car Insurance | Schenectady Car Insurance | Utica Car Insurance | White Plains Car Insurance | Hempstead Car Insurance | Troy Car Insurance | Niagara Falls Car Insurance | Binghamton Car Insurance | Freeport Car Insurance | Valley Stream Car Insurance | Long Beach Car Insurance

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