Cheaper Car Insurance for Teens by Completing Driver’s Ed

You can find cheaper car insurance for teens by completing driver’s education or by taking a defensive driving course. Good grades can also reduce teen car insurance rates by qualifying drivers for good student discounts. Enter your ZIP code below to compare free insurance quotes from local companies and get cheaper auto insurance for teens.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

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Teen drivers are notoriously the most expensive drivers to insure. Because they have not had much experience driving, they are prone to mistakes, may not display good driving judgment, and generally present an increased for everyone on the roads with them.

There are ways to reduce the risks and get lower car insurance quotes for teens; one of those methods is to take a drivers education course.

Drivers Education Saves Money

For insurance companies, a customer taking a course to improve their driving skills means reducing the risks associated with insuring them. When the risks go down, so do the premiums. So you can not only gain some knowledge about driving, you can get lower rates in the process, saving you money and potentially avoiding injuries farther down the road.

Voluntary Education is a Responsible Action

Voluntarily signing up for a driver education course is a sign of maturity and responsibility. By attending and completing a drivers education course, you demonstrate to the insurance company that you have an active interest in bettering your driving skills. In many states taking a voluntary driver improvement course carries a mandatory discount of around 5% for anywhere from 1 to 5 years.

Good Grades Reduce Premiums

Similarly, keeping your grades high shows the insurance companies that you are taking a responsible role in life, and you can earn another discount when you present consistent grades of 3.0 or higher. When this discount is couple with other reductions like the driver’s ed course, the cost of insuring a teen driver can be brought down to manageable levels.

Online or In Person

Drivers ed courses are available at many locations around the country or they can be attended online, saving a lot of time and trouble for the people taking them. Additionally, online drivers ed courses are designed to be fun as well as educational, giving teen drivers an entertaining way to learn more about driving responsibly and save money on their car insurance.

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