Godfather’s Pizza Car Insurance (2021)

You can't buy Godfather's Pizza car insurance from Godfather's Pizza, as the company doesn't offer pizza delivery car insurance or employ drivers. Godfather's Pizza partners with GrubHub to offer food delivery. Delivery drivers qualify for liability coverage through GrubHub, but this only covers costs for other drivers when you're at fault. You'll also need to buy commercial pizza delivery car insurance coverage. Compare rates from multiple companies to save on Godfather's Pizza car insurance.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

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The Rundown

  • You can’t buy Godfather’s Pizza car insurance from Godfather’s Pizza
  • Godfather’s Pizza doesn’t employ delivery drivers; instead, all deliveries are completed through GrubHub
  • You’ll need commercial coverage in addition to your personal policy to be protected while out on delivery

If you’re thinking about becoming a Godfather’s Pizza delivery driver, you probably have some questions. Does Godfather’s Pizza sell or provide car insurance to its drivers? What happens if you’re in an accident while delivering for Godfather’s Pizza? What is the best food or pizza delivery car insurance? What are average Godfather’s Pizza car insurance rates?

Read this article to learn more about Godfather’s Pizza car insurance, where you can buy it, and how to save.

Before we get started on this Godfather’s Pizza auto insurance overview, take a minute to enter your ZIP code in the free tool on this page to start comparing car insurance rates for Godfather’s Pizza delivery drivers right now.

What kind of car insurance do you need as a Godfather’s Pizza delivery driver?

Do you need car insurance as a Godfather’s Pizza delivery driver? Yes. You’ll need personal coverage to drive legally, as well as additional coverage to protect you while out on delivery.

Does Godfather’s Pizza insure its delivery drivers? The short answer is no. But what about hired and non-owned car insurance for pizza delivery? That coverage does not protect you. Companies purchase this coverage as protection against being liable for damages if a delivery driver is in an accident while on the job.

It’s also important to note that Godfather’s Pizza doesn’t employ delivery drivers; instead, the company partners with GrubHub to offer food delivery to its customers. Through GrubHub, delivery drivers do have liability car insurance when they’re at fault in an accident, but this only covers damages and injuries to other drivers.

To have financial protection for your property damage or injuries, you’ll need to buy your own commercial car insurance policy (your personal coverage won’t apply when you’re using your vehicle for business).

Why does all this coverage matter? As we noted earlier, your personal coverage doesn’t include using your vehicle for deliveries, and the liability coverage offered through GrubHub only covers the property damages and injuries to other drivers in accidents in which you’re at fault.

So if you’re in an accident (and according to Crosley Law, there is a good chance you will be because delivery drivers are more likely to be in an accident than individuals in nearly every other occupation), you’ll need commercial pizza delivery car insurance coverage to cover your damages and any injuries that result from the accident.

Keep reading for more on where you can buy Godfather’s Pizza car insurance and how you can get the most affordable Godfather’s Pizza car insurance coverage.

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Where can you get Godfather’s Pizza delivery driver car insurance?

While there isn’t specifically a Godfather’s Pizza car insurance company, you’ll find that most major auto insurance companies offer commercial coverage. You can probably ask your current insurer about adding commercial coverage to your existing policy.

If you’re wondering how much this commercial coverage will cost you, wonder no longer. On average, you’ll see a rate increase of $150 per month.

We know this is expensive, but there are more affordable coverage options, including a delivery driver add-on. Not all companies offer this coverage; you can ask your insurer if it’s available. Some of the companies that offer it include:

  • Crump Property & Casualty
  • International Property & Casualty
  • Progressive
  • State Farm
  • Sunderland Insurance

You can also compare Godfather’s Pizza car insurance quotes from multiple companies to make sure you’re getting a fair rate. Use the free tool on this page to get started.

Godfather’s Pizza Car Insurance: The Bottom Line

Godfather’s Pizza partners with GrubHub to have its food delivered. GrubHub does offer liability coverage to its delivery drivers, but this only covers the cost of damages and injuries to other drivers if you’re at fault in an accident that occurs when you’re out on delivery.

You’ll still need to buy your own personal coverage to legally drive, as well as a commercial policy (or a delivery driver add-on) to have financial protection for any damages or injuries you experience as the result of an accident while you’re delivering for Godfather’s Pizza.

Ready to start shopping for car insurance for Godfather’s Pizza delivery drivers? Enter your ZIP code in our free tool to start comparing rates today.

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