Temporary Car Insurance
You will have a hard time finding temporary car insurance. Most car insurance companies write policies that last for a minimum of six months. Although GEICO and Progressive are known for allowing customers to pay month-to-month, making it easy to cancel coverage after a short time, you will want to shop around for quotes from multiple temporary car insurance companies to guarantee you're getting the best rates.
Free Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
- Most car insurance companies write policies that last for a minimum of six months
- Temporary car insurance rates are determined by your age, gender, credit score, ZIP code, and more
- Pay-per-mile and mileage-based car insurance can be less expensive than a temporary policy based on how much you drive
What happens if you only need to insure a car for a short time? Can you buy temporary car insurance? Not really.
Insurance companies only write six-to-12 month policies, so it will be near impossible to find a provider that will give you car insurance for one week or less.
Fortunately, there are affordable options when it comes to getting temporary coverage. Keep reading to learn who might want temporary car insurance and which auto insurance companies offer short-term policies.
Ready to find affordable temporary car insurance rates? Enter your ZIP code above to shop around and compare free auto insurance quotes from local companies.
Can I buy temporary car insurance?
No, temporary auto insurance is not offered by most insurance companies. If you need to buy temporary car insurance, you will likely have to sign up for a six-month policy and then cancel it when you no longer need the short-term coverage.
Be aware that many insurance companies have penalty fees for canceling a policy early, so shop around with multiple companies to find one that offers the best short-term policy for your needs.
What if I only need coverage for a short time?
There are very few instances when you’d only need car insurance for a short time, which is why most companies don’t offer temporary car insurance. Renting a car is one of them, but you can purchase temporary car insurance directly from the rental counter.
When you borrow a friend’s car, coverage is already provided by their insurance policy. If you want additional coverage, a non-owner auto insurance policy would cost you less than temporary car insurance.
The cheapest way to secure temporary car insurance when you don’t drive regularly is to shop for mileage-based auto insurance. Unlike standard policies, these types of policies base rates on miles driven, which means the less you drive the lower your rates will be.
Insurance companies also offer pay-per-mile car insurance programs that track driving habits, speed, and the times of day you drive to determine rates. You could save even more money on temporary car insurance coverage based on how well and how little you drive.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Who are the best temporary car insurance companies?
Figuring out who is the best temporary car insurance company for you will depend on a lot of personal factors, from your age and gender, to your credit score, even the kind of car you drive.
Each company considers these risk variables differently, so shop around with multiple providers to see who offers the best rates. Do some research and find out who is the better choice between Progressive temporary car insurance and GEICO insurance.
While there is no GEICO temporary auto insurance policy, it is one of the only insurance companies to offer policies with shorter terms. However, both companies allow drivers to pay month-to-month. Read our GEICO and Progressive car insurance reviews to learn more.
Don’t let your temporary car insurance comparison end there. Use our free quote comparison tool below to compare temporary car insurance quotes from multiple companies near you.