Car Insurance for Statisticians

Car insurance for statisticians is $128/month on average. However, your statistician car insurance rates will vary. Personal factors may increase auto insurance for statisticians by 20%. You can get affordable statistician auto insurance with the right discounts. Shop around and compare multiple companies to secure cheap car insurance quotes for statisticians.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Aug 26, 2021

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The Rundown

  • Car insurance for statisticians is $128/mo on average
  • Statisticians pay 61% less than the average driver
  • Use car insurance discounts to lower your monthly rates

Are you looking for car insurance for statisticians? Statistician auto insurance is cheaper on average. But your statistician car insurance varies.

But don’t worry – we’ll show you what factors produce affordable auto insurance rates for statisticians.

After you learn about factors that affect car insurance for statisticians, enter your ZIP code in the free comparison tool above to compare multiple companies near you.

How much are car insurance rates for statisticians?

Car insurance quotes for statisticians are usually lower than most drivers. That’s because statisticians are usually considered low-risk drivers.

On average, drivers with a Master’s Degree pay $128 a month for car insurance.

However, auto insurance rates for statisticians are based on personal factors. Many factors determine whether affordable car insurance for statisticians is available.

Continue reading to explore the most significant factors and their impact on auto insurance.

Which state has the cheapest car insurance for statisticians?

Where you live has a significant impact on auto insurance rates. According to the National Association of Insurance Commissioners (NAIC), the average rate for full coverage car insurance is $90 a month.

However, auto insurance rates vary for each state. Let’s look at NAIC’s rates for liability, collision, comprehensive, and full coverage insurance.

NAIC's Average Monthly Car Insurance Rates by State and Coverage Option
StatesAverage Monthly Liability RatesAverage Monthly Collision RatesAverage Monthly Comprehensive RatesAverage Monthly Full Coverage Rates
Alabama$37$28$14$79
Alaska$47$31$12$90
Arizona$48$25$16$89
Arkansas$36$29$17$82
California$45$36$8$88
Colorado$49$25$17$91
Connecticut$59$32$11$102
Delaware$69$28$11$107
District of Columbia$58$41$19$118
Florida$76$26$11$113
Georgia$55$30$14$98
Hawaii$39$27$9$75
Idaho$32$20$10$62
Illinois$40$27$11$77
Indiana$34$22$11$67
Iowa$27$19$16$62
Kansas$32$23$21$76
Kentucky$47$24$12$83
Louisiana$73$37$19$128
Maine$30$23$9$62
Maryland$55$31$13$100
Massachusetts$52$34$12$98
Michigan$72$37$13$121
Minnesota$39$20$16$76
Mississippi$41$29$18$88
Missouri$38$24$16$79
Montana$34$23$21$77
Nebraska$33$21$20$74
Nevada$64$27$10$100
New Hampshire$35$26$9$70
New Jersey$76$33$11$119
New Mexico$44$24$15$84
New York$71$34$15$120
North Carolina$31$26$11$67
North Dakota$25$22$20$67
Ohio$35$24$10$69
Oklahoma$40$27$20$88
Oregon$53$20$8$81
Pennsylvania$43$29$13$85
Rhode Island$68$36$11$116
South Carolina$50$24$16$89
South Dakota$26$19$24$69
Tennessee$37$27$13$77
Texas$49$33$19$101
Utah$45$23$10$78
Vermont$30$26$11$68
Virginia$38$25$12$74
Washington$53$24$9$86
West Virginia$43$28$18$88
Wisconsin$33$20$12$65
Wyoming$29$24$23$75
Countrywide$48$29$13$90
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Idaho, Iowa, and Maine are the cheapest states for car insurance. Meanwhile, New York, Louisiana, and Michigan are the most expensive states.

NAIC’s estimates show cheaper rates, but your auto insurance rates may be different. Continue reading to see how various factors impact auto insurance quotes for statisticians.

How does a vehicle’s make and model year affect car insurance for statisticians?

Your vehicle’s make and model year is another major factor when determining auto insurance.

Car insurance companies consider the manufacturer suggested retail price (MSRP) or fair market value of your car.

New model year vehicles usually generate more expensive rates, but older cars typically have cheaper rates.

Here are a few examples of how a vehicle’s make and model year affect auto insurance rates.

  • 2015 Ford F-150: Lariat SuperCab with 2WD 6.5 footbed and 2.7L V6 – $194/month
  • 2015 Honda Civic Sedan: LX with 2.0L 4cyl and CVT – $199/month
  • 2015 Toyota RAV4: XLE – $191/month
  • 2018 Ford F-150: Lariat SuperCab with 2WD 6.5 footbed and 2.7L V6 – $207/month
  • 2018 Honda Civic Sedan: LX with 2.0L 4cyl and CVT – $214/month
  • 2018 Toyota RAV4: XLE – $201/month

It’s not a significant difference between the listed vehicles. However, cars that are five years and older see a major reduction in auto insurance rates.

Take advantage of the low prices and add other coverage options. You may be able to save more money.

Do driving records affect car insurance for statisticians?

The most significant factor is your driving record. Bad driving records produce more expensive auto insurance quotes for statisticians.

Meanwhile, a clean driving history generates more affordable rates. Let’s look at the averages.

  • Clean Driving Record – $159/month
  • With 1 Speeding Ticket – $187/month
  • With 1 Accident – $208/month
  • With 1 DUI – $250/month

A clean driving record can save you $100 a month. Accidents and DUIs increase your rates, but speeding tickets have a minor impact on car insurance.

Any driving infraction that you have will last about three years. However, accidents and DUIs may last a bit longer. It all depends on where you live.

Can age, gender, and marital status impact car insurance for statisticians

Auto insurance companies also look at your age, gender, and marital status. Some states have outlawed gender-based car insurance rates, but age is still a significant factor.

Let’s review the average monthly auto insurance rates for statisticians.

  • 60-year-old married female – $114/month
  • 60-year-old married male – $117/month
  • 35-year-old married female – $124/month
  • 35-year-old married male – $124/month
  • 25-year-old single female – $137/month
  • 25-year-old single male – $147/month

We purposely left out teens. It’s not likely to have a 17-year-old statistician, so we focused on more probable results.

And the data list shows that older drivers pay much less regardless of marital status and gender.

Young and single drivers tend to take more risks while driving, so car insurance quotes are more expensive for people in their 20s.

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What are the best car insurance companies for statisticians?

Not all auto insurance companies for statisticians are equal. If you’re having a hard time finding car insurance locally, you should start shopping with the best companies.

Check out the average monthly rates of the top eight auto insurance companies in the nation.

  • USAA* – $91/month
  • GEICO – $100/month
  • State Farm – $108/month
  • Nationwide – $119/month
  • Progressive – $124/month
  • Liberty Mutual – $131/month
  • Farmers – $137/month
  • Allstate – $169/month

USAA is only available to military veterans and their immediate families. The following cheapest auto insurance companies for statisticians are GEICO, State Farm, and Nationwide.

When you consider all your personal factors, your car insurance quotes may turn out different.

What are the top car insurance discounts for statisticians?

Technology has made it easier for you to protect your vehicle, which decreases the probability of thieves stealing your car and other personal property.

But did you know you can receive a discount for anti-theft features on your vehicle? Why stop there? Stack your bargains and pay hundreds of dollars less.

Check out the list below to see what deals can help you save money on car insurance.

  • Affinity Group Discount
  • Anti-Theft Feature Discount
  • Defensive Driver Discount
  • Good Credit Discount
  • Multi-Policy Discount
  • Multi-Vehicle Discount
  • Safety Features Discount

The most effective auto insurance discounts for statisticians are the defensive driver value and good credit value.

Statisticians can decrease auto insurance by 40% if they qualify for both bargains.

If you need another type of insurance, you can bundle your car insurance with another policy.

For example, some insurance companies have a 12% discount when you bundle auto insurance and renters insurance.

Can I save money on car insurance if I use usage-based programs?

Trends in auto insurance policies have been on the rise for the past two years.

The COVID-19 pandemic has forced many drivers to use several options to save money. One of those options is usage-based insurance.

These usage-based insurance programs can provide savings based on how you drive and how many miles you drive.

Why is car insurance for statisticians cheaper?

According to the U.S. Bureau of Labor Statistics, most statisticians have a Master’s degree and have a median salary of $93,290 a year.

Auto insurance companies have a small concern about affordability, but they’re more concerned about the driver’s risk to the company.

Statisticians have a low risk of filing claims, so their car insurance quotes are usually cheaper than the average driver.

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Car Insurance for Statisticians: What’s the bottom line?

Statisticians are low-risk drivers, and they usually pay less than the average driver.

However, statisticians with a bad driving record could pay more. To secure cheap car insurance, compare the best insurance companies.

Before you buy car insurance for statisticians, use our free online quote tool to compare the top insurance companies in your area.

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